Product Features
Loan Features
|
Business | Consumption | Microcredit | Unspecified | Mentoring Loan |
Average Loan | 100,000.00 | 10,000.00 | 10,000.00 | 50,000.00 | 50,000.00 |
Maximum Loan
|
2,000,000.00 | 100,000.00 | 50,000.00 | 250,000.00 | 500,000.00 |
Loan Duration
|
1-3 months | 1-3 months | 1-6 months | 1-3 months | 12-36 months |
Interest Rate (Flat per month)
|
10% | 8.5% | 2.54% | 8.5% | – |
Interest Rate (Declining Balance)
|
NO | NO | 4% | NO | 8% |
Loan Processing Fee
|
10,000.00 | 5,000.00 | 2,000.00 | 5,000.00 | 10,000.00 |
Application Fee
|
NO | NO | NO | NO | NO |
Administrative Fee
|
NO | NO | NO | NO | NO |
Monitoring Fee
|
NO | NO | NO | NO | NO |
Commission Fee
|
NO | NO | NO | NO | NO |
Risk Premium Fee
|
NO | NO | NO | NO | NO |
Stamp Duty
|
NO | NO | NO | NO | NO |
Compulsory Saving
|
NO | NO | NO | NO | YES |
Collateral | YES | YES | NO | YES | YES |